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    Zip Code 28655

    Morganton, North Carolina — Burke County

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    📍 ZIP code 28655 is in Morganton, Burke County, North Carolina.

    ZIP code 28655 is located in Morganton, Burke County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 56,201. The area code for ZIP code 28655 is 704.

    Quick Answer

    Zip code 28655 is in Morganton, North Carolina (Burke County). It has a population of 56,201, median household income of $53,464, and median home value of $170,400.

    Population

    56,201

    Income

    $53,464

    Home Value

    $170,400

    Climate

    88°F / 28°F

    About Zip Code 28655

    Zip code 28655 is located in Morganton, North Carolina, within Burke County. Home to approximately 56,201 residents, this area sits at an elevation of 1124 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 704.

    The median household income is $53,464 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $170,400, and the cost of living index is 61 (39% below the national average of 100).

    Summers average a high of 88°F while winters drop to 28°F. The area receives about 52 in of rain and 5 in of snow annually. The zip code covers 318.1 square miles of land area and 2.5 square miles of water.

    Key Statistics

    Population

    56,201

    Median Income

    $53,464

    Median Home Value

    $170,400

    Timezone

    Eastern (EST/EDT)

    Area Code

    704

    Elevation

    1124 ft

    Land Area

    318.1 sq mi

    Median Age

    43.5

    Housing Units

    24,542

    Compare With Nearby Zip Codes

    Metric286552861928690287612867128612
    CityMorganton, NCDrexel, NCValdese, NCNebo, NCRutherford College, NCConnelly Springs, NC
    Population56,2014579,2947,88437711,182
    Median Income$53,464$40,000$67,974$68,152$70,690$56,007
    Home Value$170,400$201,000$185,000$171,600$189,600$159,400
    Cost of Living616070636660
    Median Age43.557.151.946.461.546.7

    Cost of Living

    Cost of Living Index61

    100 = National Average. Morganton's cost of living is 39% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    3.2x

    Demographics

    Zip code 28655 has a population of 56,201 people with a median age of 43.5. There are 24,542 housing units in this area.

    Racial & Ethnic Composition

    white75%
    black8%
    hispanic11%
    asian3%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Morganton (28655) population trend from 2010 to 2024

    ↑ 30.3%
    2010201220142016201820202022202436k43k49k61k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    28°F

    Annual Rainfall

    52 in

    Annual Snowfall

    5 in

    Morganton experiences warm summers with average highs around 88°F. Winters are cool with lows averaging 28°F. The area receives about 5 in of snow per year.

    Housing & Economy

    Median Home Value

    $170,400

    Median Household Income

    $53,464

    With 24,542 housing units across 318.1 square miles, 28655 has a housing density of 77 units per square mile. The home price-to-income ratio is 3.2x.

    Location & Geography

    Latitude

    35.7633°

    Longitude

    -81.7499°

    Land Area

    318.1 sq mi

    Water Area

    2.5 sq mi

    35.7633, -81.7499Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 28655 (Morganton, NC) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 28655's $53,464. A way to compare Morganton to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28655 (Morganton, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore North Carolina

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    People Also Ask

    What zip code is Morganton, North Carolina?

    Morganton, North Carolina uses zip code 28655.

    What county is zip code 28655 in?

    Zip code 28655 is located in Burke County, North Carolina.

    What is the population of zip code 28655?

    The population of zip code 28655 is 56,201 with a median age of 43.5.

    Is 28655 in Morganton, North Carolina?

    Yes, zip code 28655 is in Morganton, Burke County, North Carolina. The area code is 704.

    Frequently Asked Questions

    What city is zip code 28655 in?

    Zip code 28655 is in Morganton, North Carolina. It is part of Burke County and uses the Eastern (EST/EDT) timezone.

    What is zip code 28655?

    Zip code 28655 is a U.S. postal code in Morganton, North Carolina (Burke County). It has a population of 56,201 and covers 318.1 square miles.

    What is the population of zip code 28655?

    The population of zip code 28655 (Morganton, NC) is 56,201 with a median age of 43.5. There are approximately 24,542 housing units in this area.

    What is the median income in zip code 28655?

    The median household income in zip code 28655 (Morganton, NC) is $53,464 per year. The cost of living index is 61 (100 = national average).

    What is the average home price in zip code 28655?

    The median home value in zip code 28655 (Morganton, NC) is $170,400. The cost of living index is 61 compared to the national average of 100.

    What county is zip code 28655 in?

    Zip code 28655 is located in Burke County, North Carolina. The primary city is Morganton.

    What is the area code for zip code 28655?

    Zip code 28655 in Morganton, NC uses area code 704. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 28655 a good place to live?

    Zip code 28655 (Morganton, NC) has a cost of living index of 61 (100 = national average), a median household income of $53,464, and median home values of $170,400. The median age is 43.5. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 28655?

    The cost of living index for zip code 28655 (Morganton, NC) is 61, where 100 represents the national average. This area is below the national average. Median home value: $170,400.

    What schools serve zip code 28655?

    Zip code 28655 in Morganton, North Carolina is served by the local school district of Burke County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology