Zip Code 28540
Jacksonville, North Carolina — Onslow County
📍 ZIP code 28540 is in Jacksonville, Onslow County, North Carolina.
ZIP code 28540 is located in Jacksonville, Onslow County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 50,808. The area code for ZIP code 28540 is 828.
Quick Answer
Zip code 28540 is in Jacksonville, North Carolina (Onslow County). It has a population of 50,808, median household income of $61,462, and median home value of $201,700.
Population
50,808
Income
$61,462
Home Value
$201,700
Climate
90°F / 32°F
About Zip Code 28540
Zip code 28540 is located in Jacksonville, North Carolina, within Onslow County. Home to approximately 50,808 residents, this area sits at an elevation of 27 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 828.
The median household income is $61,462 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $201,700, and the cost of living index is 71 (29% below the national average of 100).
Summers average a high of 90°F while winters drop to 32°F. The area receives about 59 in of rain annually. The zip code covers 103.2 square miles of land area and 0.5 square miles of water.
Key Statistics
50,808
$61,462
$201,700
Eastern (EST/EDT)
828
27 ft
103.2 sq mi
29
21,466
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Compare With Nearby Zip Codes
| Metric | 28540 | 28543 | 28546 | 28547 | 28574 | 28454 |
|---|---|---|---|---|---|---|
| City | Jacksonville, NC | Jacksonville, NC | Jacksonville, NC | Jacksonville, NC | Richlands, NC | Burgaw, NC |
| Population | 50,808 | 6,341 | 48,122 | 21,266 | 20,631 | 2,851 |
| Median Income | $61,462 | $43,680 | $60,552 | $67,981 | $66,555 | $68,889 |
| Home Value | $201,700 | $184,100 | $212,200 | $0 | $204,500 | $193,400 |
| Cost of Living | 71 | 61 | 71 | 98 | 73 | 67 |
| Median Age | 29 | 21.6 | 28.5 | 21.2 | 28.6 | 33 |
Cost of Living
100 = National Average. Jacksonville's cost of living is 29% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
3.3x
Demographics
Zip code 28540 has a population of 50,808 people with a median age of 29. There are 21,466 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Jacksonville (28540) population trend from 2010 to 2024
↓ -33.8%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
90°F
32°F
59 in
0 in
Jacksonville experiences hot summers with average highs around 90°F. Winters are cool with lows averaging 32°F. The area receives virtually no snowfall.
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Housing & Economy
Median Home Value
$201,700
Median Household Income
$61,462
With 21,466 housing units across 103.2 square miles, 28540 has a housing density of 208 units per square mile. The home price-to-income ratio is 3.3x.
Location & Geography
Latitude
34.7550°
Longitude
-77.5038°
Land Area
103.2 sq mi
Water Area
0.5 sq mi
Nearby Zip Codes
Zip codes closest to 28540 (Jacksonville, NC) with distances:
All Zip Codes in Jacksonville, NC
Other zip codes serving Jacksonville:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 28540's $61,462. A way to compare Jacksonville to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28540 (Jacksonville, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Jacksonville, North Carolina?
Jacksonville, North Carolina uses zip code 28540 along with 4 other zip codes.
What county is zip code 28540 in?
Zip code 28540 is located in Onslow County, North Carolina.
What is the population of zip code 28540?
The population of zip code 28540 is 50,808 with a median age of 29.
Is 28540 in Jacksonville, North Carolina?
Yes, zip code 28540 is in Jacksonville, Onslow County, North Carolina. The area code is 828.
Frequently Asked Questions
What city is zip code 28540 in?
Zip code 28540 is in Jacksonville, North Carolina. It is part of Onslow County and uses the Eastern (EST/EDT) timezone.
What is zip code 28540?
Zip code 28540 is a U.S. postal code in Jacksonville, North Carolina (Onslow County). It has a population of 50,808 and covers 103.2 square miles.
What is the population of zip code 28540?
The population of zip code 28540 (Jacksonville, NC) is 50,808 with a median age of 29. There are approximately 21,466 housing units in this area.
What is the median income in zip code 28540?
The median household income in zip code 28540 (Jacksonville, NC) is $61,462 per year. The cost of living index is 71 (100 = national average).
What is the average home price in zip code 28540?
The median home value in zip code 28540 (Jacksonville, NC) is $201,700. The cost of living index is 71 compared to the national average of 100.
What county is zip code 28540 in?
Zip code 28540 is located in Onslow County, North Carolina. The primary city is Jacksonville.
What is the area code for zip code 28540?
Zip code 28540 in Jacksonville, NC uses area code 828. It is located in the Eastern (EST/EDT) timezone.
Is zip code 28540 a good place to live?
Zip code 28540 (Jacksonville, NC) has a cost of living index of 71 (100 = national average), a median household income of $61,462, and median home values of $201,700. The median age is 29. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 28540?
The cost of living index for zip code 28540 (Jacksonville, NC) is 71, where 100 represents the national average. This area is below the national average. Median home value: $201,700.
What schools serve zip code 28540?
Zip code 28540 in Jacksonville, North Carolina is served by the local school district of Onslow County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.