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    Zip Code 28105

    Matthews, North Carolina — Mecklenburg County

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    📍 ZIP code 28105 is in Matthews, Mecklenburg County, North Carolina.

    ZIP code 28105 is located in Matthews, Mecklenburg County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 45,922. The area code for ZIP code 28105 is 704.

    Quick Answer

    Zip code 28105 is in Matthews, North Carolina (Mecklenburg County). It has a population of 45,922, median household income of $104,242, and median home value of $389,100.

    Population

    45,922

    Income

    $104,242

    Home Value

    $389,100

    Climate

    91°F / 32°F

    About Zip Code 28105

    Zip code 28105 is located in Matthews, North Carolina, within Mecklenburg County. Home to approximately 45,922 residents, this area sits at an elevation of 730 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 704.

    The median household income is $104,242 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $389,100, and the cost of living index is 130 (30% above the national average of 100).

    Summers average a high of 91°F while winters drop to 32°F. The area receives about 38 in of rain and 8 in of snow annually. The zip code covers 23.8 square miles of land area and 0.2 square miles of water.

    Key Statistics

    Population

    45,922

    Median Income

    $104,242

    Median Home Value

    $389,100

    Timezone

    Eastern (EST/EDT)

    Area Code

    704

    Elevation

    730 ft

    Land Area

    23.8 sq mi

    Median Age

    39.1

    Housing Units

    17,906

    Compare With Nearby Zip Codes

    Metric281052827028104282122821128226
    CityMatthews, NCMatthews, NCMatthews, NCCharlotte, NCCharlotte, NCCharlotte, NC
    Population45,92232,91336,23242,62832,63738,985
    Median Income$104,242$128,660$129,775$51,530$130,221$113,203
    Home Value$389,100$543,600$482,200$236,300$701,900$560,100
    Cost of Living13016816271204171
    Median Age39.139.840.832.737.940.9

    Cost of Living

    Cost of Living Index130

    100 = National Average. Matthews's cost of living is 30% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    3.7x

    Demographics

    Zip code 28105 has a population of 45,922 people with a median age of 39.1. There are 17,906 housing units in this area.

    Racial & Ethnic Composition

    white65%
    black14%
    hispanic8%
    asian9%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Matthews (28105) population trend from 2010 to 2024

    ↑ 6.8%
    2010201220142016201820202022202422k37k52k68k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    91°F

    Winter Low

    32°F

    Annual Rainfall

    38 in

    Annual Snowfall

    8 in

    Matthews experiences hot summers with average highs around 91°F. Winters are cool with lows averaging 32°F. The area receives about 8 in of snow per year.

    Housing & Economy

    Median Home Value

    $389,100

    Median Household Income

    $104,242

    With 17,906 housing units across 23.8 square miles, 28105 has a housing density of 752 units per square mile. The home price-to-income ratio is 3.7x.

    Location & Geography

    Latitude

    35.1154°

    Longitude

    -80.7135°

    Land Area

    23.8 sq mi

    Water Area

    0.2 sq mi

    35.1154, -80.7135Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 28105 (Matthews, NC) with distances:

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    All Zip Codes in Matthews, NC

    Other zip codes serving Matthews:

    View all Matthews zip codes →

    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 28105's $104,242. A way to compare Matthews to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28105 (Matthews, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore North Carolina

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    People Also Ask

    What zip code is Matthews, North Carolina?

    Matthews, North Carolina uses zip code 28105 along with 2 other zip codes.

    What county is zip code 28105 in?

    Zip code 28105 is located in Mecklenburg County, North Carolina.

    What is the population of zip code 28105?

    The population of zip code 28105 is 45,922 with a median age of 39.1.

    Is 28105 in Matthews, North Carolina?

    Yes, zip code 28105 is in Matthews, Mecklenburg County, North Carolina. The area code is 704.

    Frequently Asked Questions

    What city is zip code 28105 in?

    Zip code 28105 is in Matthews, North Carolina. It is part of Mecklenburg County and uses the Eastern (EST/EDT) timezone.

    What is zip code 28105?

    Zip code 28105 is a U.S. postal code in Matthews, North Carolina (Mecklenburg County). It has a population of 45,922 and covers 23.8 square miles.

    What is the population of zip code 28105?

    The population of zip code 28105 (Matthews, NC) is 45,922 with a median age of 39.1. There are approximately 17,906 housing units in this area.

    What is the median income in zip code 28105?

    The median household income in zip code 28105 (Matthews, NC) is $104,242 per year. The cost of living index is 130 (100 = national average).

    What is the average home price in zip code 28105?

    The median home value in zip code 28105 (Matthews, NC) is $389,100. The cost of living index is 130 compared to the national average of 100.

    What county is zip code 28105 in?

    Zip code 28105 is located in Mecklenburg County, North Carolina. The primary city is Matthews.

    What is the area code for zip code 28105?

    Zip code 28105 in Matthews, NC uses area code 704. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 28105 a good place to live?

    Zip code 28105 (Matthews, NC) has a cost of living index of 130 (100 = national average), a median household income of $104,242, and median home values of $389,100. The median age is 39.1. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 28105?

    The cost of living index for zip code 28105 (Matthews, NC) is 130, where 100 represents the national average. This area is above the national average. Median home value: $389,100.

    What schools serve zip code 28105?

    Zip code 28105 in Matthews, North Carolina is served by the local school district of Mecklenburg County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology

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