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    Zip Code 28092

    Lincolnton, North Carolina — Lincoln County

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    📍 ZIP code 28092 is in Lincolnton, Lincoln County, North Carolina.

    ZIP code 28092 is located in Lincolnton, Lincoln County, North Carolina. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 40,224. The area code for ZIP code 28092 is 704.

    Quick Answer

    Zip code 28092 is in Lincolnton, North Carolina (Lincoln County). It has a population of 40,224, median household income of $62,625, and median home value of $220,700.

    Population

    40,224

    Income

    $62,625

    Home Value

    $220,700

    Climate

    89°F / 30°F

    About Zip Code 28092

    Zip code 28092 is located in Lincolnton, North Carolina, within Lincoln County. Home to approximately 40,224 residents, this area sits at an elevation of 775 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 704.

    The median household income is $62,625 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $220,700, and the cost of living index is 75 (25% below the national average of 100).

    Summers average a high of 89°F while winters drop to 30°F. The area receives about 50 in of rain and 6 in of snow annually. The zip code covers 122.4 square miles of land area and 0.6 square miles of water.

    Key Statistics

    Population

    40,224

    Median Income

    $62,625

    Median Home Value

    $220,700

    Timezone

    Eastern (EST/EDT)

    Area Code

    704

    Elevation

    775 ft

    Land Area

    122.4 sq mi

    Median Age

    43.3

    Housing Units

    17,332

    Compare With Nearby Zip Codes

    Metric280922803328077286502808028034
    CityLincolnton, NCCrouse, NCHigh Shoals, NCMaiden, NCIron Station, NCDallas, NC
    Population40,2243,10029713,0828,07519,470
    Median Income$62,625$68,643$30,882$71,784$76,054$59,969
    Home Value$220,700$204,800$130,700$209,800$231,300$221,000
    Cost of Living756060738374
    Median Age43.345.933.341.545.240.8

    Cost of Living

    Cost of Living Index75

    100 = National Average. Lincolnton's cost of living is 25% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    3.5x

    Demographics

    Zip code 28092 has a population of 40,224 people with a median age of 43.3. There are 17,332 housing units in this area.

    Racial & Ethnic Composition

    white76%
    black9%
    hispanic11%
    asian1%
    other3%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Lincolnton (28092) population trend from 2010 to 2024

    ↑ 31.9%
    2010201220142016201820202022202425k35k44k62k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    89°F

    Winter Low

    30°F

    Annual Rainfall

    50 in

    Annual Snowfall

    6 in

    Lincolnton experiences warm summers with average highs around 89°F. Winters are cool with lows averaging 30°F. The area receives about 6 in of snow per year.

    Housing & Economy

    Median Home Value

    $220,700

    Median Household Income

    $62,625

    With 17,332 housing units across 122.4 square miles, 28092 has a housing density of 142 units per square mile. The home price-to-income ratio is 3.5x.

    Location & Geography

    Latitude

    35.4857°

    Longitude

    -81.2546°

    Land Area

    122.4 sq mi

    Water Area

    0.6 sq mi

    35.4857, -81.2546Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 28092 (Lincolnton, NC) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 28092's $62,625. A way to compare Lincolnton to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 28092 (Lincolnton, NC). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore North Carolina

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    People Also Ask

    What zip code is Lincolnton, North Carolina?

    Lincolnton, North Carolina uses zip code 28092.

    What county is zip code 28092 in?

    Zip code 28092 is located in Lincoln County, North Carolina.

    What is the population of zip code 28092?

    The population of zip code 28092 is 40,224 with a median age of 43.3.

    Is 28092 in Lincolnton, North Carolina?

    Yes, zip code 28092 is in Lincolnton, Lincoln County, North Carolina. The area code is 704.

    Frequently Asked Questions

    What city is zip code 28092 in?

    Zip code 28092 is in Lincolnton, North Carolina. It is part of Lincoln County and uses the Eastern (EST/EDT) timezone.

    What is zip code 28092?

    Zip code 28092 is a U.S. postal code in Lincolnton, North Carolina (Lincoln County). It has a population of 40,224 and covers 122.4 square miles.

    What is the population of zip code 28092?

    The population of zip code 28092 (Lincolnton, NC) is 40,224 with a median age of 43.3. There are approximately 17,332 housing units in this area.

    What is the median income in zip code 28092?

    The median household income in zip code 28092 (Lincolnton, NC) is $62,625 per year. The cost of living index is 75 (100 = national average).

    What is the average home price in zip code 28092?

    The median home value in zip code 28092 (Lincolnton, NC) is $220,700. The cost of living index is 75 compared to the national average of 100.

    What county is zip code 28092 in?

    Zip code 28092 is located in Lincoln County, North Carolina. The primary city is Lincolnton.

    What is the area code for zip code 28092?

    Zip code 28092 in Lincolnton, NC uses area code 704. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 28092 a good place to live?

    Zip code 28092 (Lincolnton, NC) has a cost of living index of 75 (100 = national average), a median household income of $62,625, and median home values of $220,700. The median age is 43.3. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 28092?

    The cost of living index for zip code 28092 (Lincolnton, NC) is 75, where 100 represents the national average. This area is below the national average. Median home value: $220,700.

    What schools serve zip code 28092?

    Zip code 28092 in Lincolnton, North Carolina is served by the local school district of Lincoln County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology