Zip Code 21286
Towson, Maryland — Baltimore County
📍 ZIP code 21286 is in Towson, Baltimore County, Maryland.
ZIP code 21286 is located in Towson, Baltimore County, Maryland. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 21,782. The area code for ZIP code 21286 is 410.
Quick Answer
Zip code 21286 is in Towson, Maryland (Baltimore County). It has a population of 21,782, median household income of $93,093, and median home value of $402,000.
Population
21,782
Income
$93,093
Home Value
$402,000
Climate
87°F / 27°F
About Zip Code 21286
Zip code 21286 is located in Towson, Maryland, within Baltimore County. Home to approximately 21,782 residents, this area sits at an elevation of 398 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 410.
The median household income is $93,093 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $402,000, and the cost of living index is 129 (29% above the national average of 100).
Summers average a high of 87°F while winters drop to 27°F. The area receives about 45 in of rain and 8 in of snow annually. The zip code covers 8.5 square miles of land area and 0.4 square miles of water.
Key Statistics
21,782
$93,093
$402,000
Eastern (EST/EDT)
410
398 ft
8.5 sq mi
40.1
10,100
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Compare With Nearby Zip Codes
| Metric | 21286 | 21234 | 21239 | 21204 | 21212 | 21093 |
|---|---|---|---|---|---|---|
| City | Towson, MD | Parkville, MD | Baltimore, MD | Towson, MD | Baltimore, MD | Lutherville Timonium, MD |
| Population | 21,782 | 65,010 | 28,635 | 19,605 | 33,425 | 38,895 |
| Median Income | $93,093 | $83,139 | $64,288 | $98,452 | $96,752 | $121,771 |
| Home Value | $402,000 | $276,000 | $191,200 | $571,800 | $357,900 | $466,200 |
| Cost of Living | 129 | 99 | 71 | 162 | 124 | 161 |
| Median Age | 40.1 | 40.7 | 36.3 | 34.1 | 39.2 | 46.1 |
Cost of Living
100 = National Average. Towson's cost of living is 29% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
4.3x
Demographics
Zip code 21286 has a population of 21,782 people with a median age of 40.1. There are 10,100 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Towson (21286) population trend from 2010 to 2024
↑ 158.1%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
87°F
27°F
45 in
8 in
Towson experiences warm summers with average highs around 87°F. Winters are cool with lows averaging 27°F. The area receives about 8 in of snow per year.
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Housing & Economy
Median Home Value
$402,000
Median Household Income
$93,093
With 10,100 housing units across 8.5 square miles, 21286 has a housing density of 1,188 units per square mile. The home price-to-income ratio is 4.3x.
Location & Geography
Latitude
39.4118°
Longitude
-76.5732°
Land Area
8.5 sq mi
Water Area
0.4 sq mi
Nearby Zip Codes
Zip codes closest to 21286 (Towson, MD) with distances:
All Zip Codes in Towson, MD
Other zip codes serving Towson:
Related Cities in Maryland
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ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 21286's $93,093. A way to compare Towson to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 21286 (Towson, MD). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Towson, Maryland?
Towson, Maryland uses zip code 21286 along with 1 other zip codes.
What county is zip code 21286 in?
Zip code 21286 is located in Baltimore County, Maryland.
What is the population of zip code 21286?
The population of zip code 21286 is 21,782 with a median age of 40.1.
Is 21286 in Towson, Maryland?
Yes, zip code 21286 is in Towson, Baltimore County, Maryland. The area code is 410.
Frequently Asked Questions
What city is zip code 21286 in?
Zip code 21286 is in Towson, Maryland. It is part of Baltimore County and uses the Eastern (EST/EDT) timezone.
What is zip code 21286?
Zip code 21286 is a U.S. postal code in Towson, Maryland (Baltimore County). It has a population of 21,782 and covers 8.5 square miles.
What is the population of zip code 21286?
The population of zip code 21286 (Towson, MD) is 21,782 with a median age of 40.1. There are approximately 10,100 housing units in this area.
What is the median income in zip code 21286?
The median household income in zip code 21286 (Towson, MD) is $93,093 per year. The cost of living index is 129 (100 = national average).
What is the average home price in zip code 21286?
The median home value in zip code 21286 (Towson, MD) is $402,000. The cost of living index is 129 compared to the national average of 100.
What county is zip code 21286 in?
Zip code 21286 is located in Baltimore County, Maryland. The primary city is Towson.
What is the area code for zip code 21286?
Zip code 21286 in Towson, MD uses area code 410. It is located in the Eastern (EST/EDT) timezone.
Is zip code 21286 a good place to live?
Zip code 21286 (Towson, MD) has a cost of living index of 129 (100 = national average), a median household income of $93,093, and median home values of $402,000. The median age is 40.1. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 21286?
The cost of living index for zip code 21286 (Towson, MD) is 129, where 100 represents the national average. This area is above the national average. Median home value: $402,000.
What schools serve zip code 21286?
Zip code 21286 in Towson, Maryland is served by the local school district of Baltimore County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.