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    Zip Code 20876

    Germantown, Maryland — Montgomery County

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    📍 ZIP code 20876 is in Germantown, Montgomery County, Maryland.

    ZIP code 20876 is located in Germantown, Montgomery County, Maryland. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 26,511. The area code for ZIP code 20876 is 301.

    Quick Answer

    Zip code 20876 is in Germantown, Maryland (Montgomery County). It has a population of 26,511, median household income of $113,329, and median home value of $456,500.

    Population

    26,511

    Income

    $113,329

    Home Value

    $456,500

    Climate

    84°F / 25°F

    About Zip Code 20876

    Zip code 20876 is located in Germantown, Maryland, within Montgomery County. Home to approximately 26,511 residents, this area sits at an elevation of 556 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 301.

    The median household income is $113,329 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $456,500, and the cost of living index is 154 (54% above the national average of 100).

    Summers average a high of 84°F while winters drop to 25°F. The area receives about 48 in of rain and 31 in of snow annually. The zip code covers 11.7 square miles of land area.

    Key Statistics

    Population

    26,511

    Median Income

    $113,329

    Median Home Value

    $456,500

    Timezone

    Eastern (EST/EDT)

    Area Code

    301

    Elevation

    556 ft

    Land Area

    11.7 sq mi

    Median Age

    36.8

    Housing Units

    9,079

    Compare With Nearby Zip Codes

    Metric208762088620871208822087920841
    CityGermantown, MDMontgomery Village, MDClarksburg, MDDamascus, MDMontgomery Village, MDBoyds, MD
    Population26,51134,41928,32913,66126,1209,706
    Median Income$113,329$98,767$177,120$186,964$105,109$184,276
    Home Value$456,500$366,400$628,800$705,800$433,500$771,400
    Cost of Living154126214233142237
    Median Age36.838.137.946.336.348

    Cost of Living

    Cost of Living Index154

    100 = National Average. Germantown's cost of living is 54% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    4.0x

    Demographics

    Zip code 20876 has a population of 26,511 people with a median age of 36.8. There are 9,079 housing units in this area.

    Racial & Ethnic Composition

    white23%
    black28%
    hispanic22%
    asian21%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Germantown (20876) population trend from 2010 to 2024

    ↓ -10.7%
    2010201220142016201820202022202414k20k26k32k38k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    84°F

    Winter Low

    25°F

    Annual Rainfall

    48 in

    Annual Snowfall

    31 in

    Germantown experiences warm summers with average highs around 84°F. Winters are cool with lows averaging 25°F. With 31 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $456,500

    Median Household Income

    $113,329

    With 9,079 housing units across 11.7 square miles, 20876 has a housing density of 776 units per square mile. The home price-to-income ratio is 4.0x.

    Location & Geography

    Latitude

    39.2084°

    Longitude

    -77.2372°

    Land Area

    11.7 sq mi

    Water Area

    0 sq mi

    39.2084, -77.2372Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 20876 (Germantown, MD) with distances:

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    All Zip Codes in Germantown, MD

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 20876's $113,329. A way to compare Germantown to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 20876 (Germantown, MD). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore Maryland

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    People Also Ask

    What zip code is Germantown, Maryland?

    Germantown, Maryland uses zip code 20876 along with 1 other zip codes.

    What county is zip code 20876 in?

    Zip code 20876 is located in Montgomery County, Maryland.

    What is the population of zip code 20876?

    The population of zip code 20876 is 26,511 with a median age of 36.8.

    Is 20876 in Germantown, Maryland?

    Yes, zip code 20876 is in Germantown, Montgomery County, Maryland. The area code is 301.

    Frequently Asked Questions

    What city is zip code 20876 in?

    Zip code 20876 is in Germantown, Maryland. It is part of Montgomery County and uses the Eastern (EST/EDT) timezone.

    What is zip code 20876?

    Zip code 20876 is a U.S. postal code in Germantown, Maryland (Montgomery County). It has a population of 26,511 and covers 11.7 square miles.

    What is the population of zip code 20876?

    The population of zip code 20876 (Germantown, MD) is 26,511 with a median age of 36.8. There are approximately 9,079 housing units in this area.

    What is the median income in zip code 20876?

    The median household income in zip code 20876 (Germantown, MD) is $113,329 per year. The cost of living index is 154 (100 = national average).

    What is the average home price in zip code 20876?

    The median home value in zip code 20876 (Germantown, MD) is $456,500. The cost of living index is 154 compared to the national average of 100.

    What county is zip code 20876 in?

    Zip code 20876 is located in Montgomery County, Maryland. The primary city is Germantown.

    What is the area code for zip code 20876?

    Zip code 20876 in Germantown, MD uses area code 301. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 20876 a good place to live?

    Zip code 20876 (Germantown, MD) has a cost of living index of 154 (100 = national average), a median household income of $113,329, and median home values of $456,500. The median age is 36.8. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 20876?

    The cost of living index for zip code 20876 (Germantown, MD) is 154, where 100 represents the national average. This area is above the national average. Median home value: $456,500.

    What schools serve zip code 20876?

    Zip code 20876 in Germantown, Maryland is served by the local school district of Montgomery County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology