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    Zip Code 20657

    Lusby, Maryland — Calvert County

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    📍 ZIP code 20657 is in Lusby, Calvert County, Maryland.

    ZIP code 20657 is located in Lusby, Calvert County, Maryland. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 20,519. The area code for ZIP code 20657 is 301.

    Quick Answer

    Zip code 20657 is in Lusby, Maryland (Calvert County). It has a population of 20,519, median household income of $117,776, and median home value of $317,600.

    Population

    20,519

    Income

    $117,776

    Home Value

    $317,600

    Climate

    88°F / 30°F

    About Zip Code 20657

    Zip code 20657 is located in Lusby, Maryland, within Calvert County. Home to approximately 20,519 residents, this area sits at an elevation of 123 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 301.

    The median household income is $117,776 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $317,600, and the cost of living index is 125 (25% above the national average of 100).

    Summers average a high of 88°F while winters drop to 30°F. The area receives about 46 in of rain and 11 in of snow annually. The zip code covers 30.1 square miles of land area and 8.7 square miles of water.

    Key Statistics

    Population

    20,519

    Median Income

    $117,776

    Median Home Value

    $317,600

    Timezone

    Eastern (EST/EDT)

    Area Code

    301

    Elevation

    123 ft

    Land Area

    30.1 sq mi

    Median Age

    35.7

    Housing Units

    8,109

    Compare With Nearby Zip Codes

    Metric206572062920688206852061520670
    CityLusby, MDDowell, MDSolomons, MDSaint Leonard, MDBroomes Island, MDLexington Park, MD
    Population20,5191,0671,1136,4814221,577
    Median Income$117,776$90,400$88,902$122,059$191,944$70,945
    Home Value$317,600$459,500$436,800$431,200$478,900$0
    Cost of Living12514714114620788
    Median Age35.76072.145.249.922.9

    Cost of Living

    Cost of Living Index125

    100 = National Average. Lusby's cost of living is 25% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    2.7x

    Demographics

    Zip code 20657 has a population of 20,519 people with a median age of 35.7. There are 8,109 housing units in this area.

    Racial & Ethnic Composition

    white71%
    black15%
    hispanic6%
    asian2%
    other6%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Lusby (20657) population trend from 2010 to 2024

    ↑ 1.4%
    2010201220142016201820202022202418k19k20k22k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    88°F

    Winter Low

    30°F

    Annual Rainfall

    46 in

    Annual Snowfall

    11 in

    Lusby experiences warm summers with average highs around 88°F. Winters are cool with lows averaging 30°F. The area receives about 11 in of snow per year.

    Housing & Economy

    Median Home Value

    $317,600

    Median Household Income

    $117,776

    With 8,109 housing units across 30.1 square miles, 20657 has a housing density of 269 units per square mile. The home price-to-income ratio is 2.7x.

    Location & Geography

    Latitude

    38.3798°

    Longitude

    -76.4429°

    Land Area

    30.1 sq mi

    Water Area

    8.7 sq mi

    38.3798, -76.4429Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 20657 (Lusby, MD) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 20657's $117,776. A way to compare Lusby to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 20657 (Lusby, MD). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

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    People Also Ask

    What zip code is Lusby, Maryland?

    Lusby, Maryland uses zip code 20657.

    What county is zip code 20657 in?

    Zip code 20657 is located in Calvert County, Maryland.

    What is the population of zip code 20657?

    The population of zip code 20657 is 20,519 with a median age of 35.7.

    Is 20657 in Lusby, Maryland?

    Yes, zip code 20657 is in Lusby, Calvert County, Maryland. The area code is 301.

    Frequently Asked Questions

    What city is zip code 20657 in?

    Zip code 20657 is in Lusby, Maryland. It is part of Calvert County and uses the Eastern (EST/EDT) timezone.

    What is zip code 20657?

    Zip code 20657 is a U.S. postal code in Lusby, Maryland (Calvert County). It has a population of 20,519 and covers 30.1 square miles.

    What is the population of zip code 20657?

    The population of zip code 20657 (Lusby, MD) is 20,519 with a median age of 35.7. There are approximately 8,109 housing units in this area.

    What is the median income in zip code 20657?

    The median household income in zip code 20657 (Lusby, MD) is $117,776 per year. The cost of living index is 125 (100 = national average).

    What is the average home price in zip code 20657?

    The median home value in zip code 20657 (Lusby, MD) is $317,600. The cost of living index is 125 compared to the national average of 100.

    What county is zip code 20657 in?

    Zip code 20657 is located in Calvert County, Maryland. The primary city is Lusby.

    What is the area code for zip code 20657?

    Zip code 20657 in Lusby, MD uses area code 301. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 20657 a good place to live?

    Zip code 20657 (Lusby, MD) has a cost of living index of 125 (100 = national average), a median household income of $117,776, and median home values of $317,600. The median age is 35.7. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 20657?

    The cost of living index for zip code 20657 (Lusby, MD) is 125, where 100 represents the national average. This area is above the national average. Median home value: $317,600.

    What schools serve zip code 20657?

    Zip code 20657 in Lusby, Maryland is served by the local school district of Calvert County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

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    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology