Zip Code 13820
Oneonta, New York — Otsego County
📍 ZIP code 13820 is in Oneonta, Otsego County, New York.
ZIP code 13820 is located in Oneonta, Otsego County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 22,954. The area code for ZIP code 13820 is 315.
Quick Answer
Zip code 13820 is in Oneonta, New York (Otsego County). It has a population of 22,954, median household income of $66,217, and median home value of $176,300.
Population
22,954
Income
$66,217
Home Value
$176,300
Climate
78°F / 11°F
About Zip Code 13820
Zip code 13820 is located in Oneonta, New York, within Otsego County. Home to approximately 22,954 residents, this area sits at an elevation of 1605 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 315.
The median household income is $66,217 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $176,300, and the cost of living index is 71 (29% below the national average of 100).
Summers average a high of 78°F while winters drop to 11°F. The area receives about 45 in of rain and 83 in of snow annually. The zip code covers 107.3 square miles of land area and 0.4 square miles of water.
Key Statistics
22,954
$66,217
$176,300
Eastern (EST/EDT)
315
1605 ft
107.3 sq mi
32
10,083
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Compare With Nearby Zip Codes
| Metric | 13820 | 13834 | 13861 | 13796 | 12116 | 13846 |
|---|---|---|---|---|---|---|
| City | Oneonta, NY | Portlandville, NY | West Oneonta, NY | Laurens, NY | Maryland, NY | Franklin, NY |
| Population | 22,954 | 108 | 450 | 915 | 1,533 | 259 |
| Median Income | $66,217 | $52,974 | $57,047 | $63,750 | $76,359 | $29,609 |
| Home Value | $176,300 | $159,500 | $183,100 | $144,400 | $141,800 | $215,400 |
| Cost of Living | 71 | 62 | 68 | 63 | 68 | 60 |
| Median Age | 32 | 73.1 | 43.8 | 51.9 | 47 | 72.3 |
Cost of Living
100 = National Average. Oneonta's cost of living is 29% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.7x
Demographics
Zip code 13820 has a population of 22,954 people with a median age of 32. There are 10,083 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Oneonta (13820) population trend from 2010 to 2024
↓ -22.2%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
78°F
11°F
45 in
83 in
Oneonta experiences mild summers with average highs around 78°F. Winters are cold with lows averaging 11°F. With 83 in of annual snowfall, residents should be prepared for significant winter weather.
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Housing & Economy
Median Home Value
$176,300
Median Household Income
$66,217
With 10,083 housing units across 107.3 square miles, 13820 has a housing density of 94 units per square mile. The home price-to-income ratio is 2.7x.
Location & Geography
Latitude
42.4834°
Longitude
-75.0369°
Land Area
107.3 sq mi
Water Area
0.4 sq mi
Nearby Zip Codes
Zip codes closest to 13820 (Oneonta, NY) with distances:
All Zip Codes in Oneonta, NY
Other zip codes serving Oneonta:
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ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 13820's $66,217. A way to compare Oneonta to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 13820 (Oneonta, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Oneonta, New York?
Oneonta, New York uses zip code 13820 along with 1 other zip codes.
What county is zip code 13820 in?
Zip code 13820 is located in Otsego County, New York.
What is the population of zip code 13820?
The population of zip code 13820 is 22,954 with a median age of 32.
Is 13820 in Oneonta, New York?
Yes, zip code 13820 is in Oneonta, Otsego County, New York. The area code is 315.
Frequently Asked Questions
What city is zip code 13820 in?
Zip code 13820 is in Oneonta, New York. It is part of Otsego County and uses the Eastern (EST/EDT) timezone.
What is zip code 13820?
Zip code 13820 is a U.S. postal code in Oneonta, New York (Otsego County). It has a population of 22,954 and covers 107.3 square miles.
What is the population of zip code 13820?
The population of zip code 13820 (Oneonta, NY) is 22,954 with a median age of 32. There are approximately 10,083 housing units in this area.
What is the median income in zip code 13820?
The median household income in zip code 13820 (Oneonta, NY) is $66,217 per year. The cost of living index is 71 (100 = national average).
What is the average home price in zip code 13820?
The median home value in zip code 13820 (Oneonta, NY) is $176,300. The cost of living index is 71 compared to the national average of 100.
What county is zip code 13820 in?
Zip code 13820 is located in Otsego County, New York. The primary city is Oneonta.
What is the area code for zip code 13820?
Zip code 13820 in Oneonta, NY uses area code 315. It is located in the Eastern (EST/EDT) timezone.
Is zip code 13820 a good place to live?
Zip code 13820 (Oneonta, NY) has a cost of living index of 71 (100 = national average), a median household income of $66,217, and median home values of $176,300. The median age is 32. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 13820?
The cost of living index for zip code 13820 (Oneonta, NY) is 71, where 100 represents the national average. This area is below the national average. Median home value: $176,300.
What schools serve zip code 13820?
Zip code 13820 in Oneonta, New York is served by the local school district of Otsego County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.