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    Zip Code 13126

    Oswego, New York — Oswego County

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    📍 ZIP code 13126 is in Oswego, Oswego County, New York.

    ZIP code 13126 is located in Oswego, Oswego County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 36,199. The area code for ZIP code 13126 is 315.

    Quick Answer

    Zip code 13126 is in Oswego, New York (Oswego County). It has a population of 36,199, median household income of $63,590, and median home value of $134,600.

    Population

    36,199

    Income

    $63,590

    Home Value

    $134,600

    Climate

    80°F / 19°F

    About Zip Code 13126

    Zip code 13126 is located in Oswego, New York, within Oswego County. Home to approximately 36,199 residents, this area sits at an elevation of 349 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 315.

    The median household income is $63,590 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $134,600, and the cost of living index is 60 (40% below the national average of 100).

    Summers average a high of 80°F while winters drop to 19°F. The area receives about 43 in of rain and 140 in of snow annually. The zip code covers 100.8 square miles of land area and 10 square miles of water.

    Key Statistics

    Population

    36,199

    Median Income

    $63,590

    Median Home Value

    $134,600

    Timezone

    Eastern (EST/EDT)

    Area Code

    315

    Elevation

    349 ft

    Land Area

    100.8 sq mi

    Median Age

    34.8

    Housing Units

    15,668

    Compare With Nearby Zip Codes

    Metric131261306913074131141315613135
    CityOswego, NYFulton, NYHannibal, NYMexico, NYSterling, NYPhoenix, NY
    Population36,19923,1764,4717,3132,1086,229
    Median Income$63,590$63,156$73,681$73,328$70,662$82,977
    Home Value$134,600$112,600$137,300$152,500$159,800$166,900
    Cost of Living606067696474
    Median Age34.841.7414455.544.3

    Cost of Living

    Cost of Living Index60

    100 = National Average. Oswego's cost of living is 40% below the national average.

    vs. State Avg

    Below

    Affordability

    Very Affordable

    Income-to-Home

    2.1x

    Demographics

    Zip code 13126 has a population of 36,199 people with a median age of 34.8. There are 15,668 housing units in this area.

    Racial & Ethnic Composition

    white87%
    black2%
    hispanic5%
    asian2%
    other4%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Oswego (13126) population trend from 2010 to 2024

    ↓ -28.6%
    2010201220142016201820202022202426k36k45k63k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    80°F

    Winter Low

    19°F

    Annual Rainfall

    43 in

    Annual Snowfall

    140 in

    Oswego experiences warm summers with average highs around 80°F. Winters are cold with lows averaging 19°F. With 140 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $134,600

    Median Household Income

    $63,590

    With 15,668 housing units across 100.8 square miles, 13126 has a housing density of 155 units per square mile. The home price-to-income ratio is 2.1x.

    Location & Geography

    Latitude

    43.4388°

    Longitude

    -76.4575°

    Land Area

    100.8 sq mi

    Water Area

    10 sq mi

    43.4388, -76.4575Open in Google Maps →

    Nearby Zip Codes

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 13126's $63,590. A way to compare Oswego to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 13126 (Oswego, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore New York

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    People Also Ask

    What zip code is Oswego, New York?

    Oswego, New York uses zip code 13126.

    What county is zip code 13126 in?

    Zip code 13126 is located in Oswego County, New York.

    What is the population of zip code 13126?

    The population of zip code 13126 is 36,199 with a median age of 34.8.

    Is 13126 in Oswego, New York?

    Yes, zip code 13126 is in Oswego, Oswego County, New York. The area code is 315.

    Frequently Asked Questions

    What city is zip code 13126 in?

    Zip code 13126 is in Oswego, New York. It is part of Oswego County and uses the Eastern (EST/EDT) timezone.

    What is zip code 13126?

    Zip code 13126 is a U.S. postal code in Oswego, New York (Oswego County). It has a population of 36,199 and covers 100.8 square miles.

    What is the population of zip code 13126?

    The population of zip code 13126 (Oswego, NY) is 36,199 with a median age of 34.8. There are approximately 15,668 housing units in this area.

    What is the median income in zip code 13126?

    The median household income in zip code 13126 (Oswego, NY) is $63,590 per year. The cost of living index is 60 (100 = national average).

    What is the average home price in zip code 13126?

    The median home value in zip code 13126 (Oswego, NY) is $134,600. The cost of living index is 60 compared to the national average of 100.

    What county is zip code 13126 in?

    Zip code 13126 is located in Oswego County, New York. The primary city is Oswego.

    What is the area code for zip code 13126?

    Zip code 13126 in Oswego, NY uses area code 315. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 13126 a good place to live?

    Zip code 13126 (Oswego, NY) has a cost of living index of 60 (100 = national average), a median household income of $63,590, and median home values of $134,600. The median age is 34.8. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 13126?

    The cost of living index for zip code 13126 (Oswego, NY) is 60, where 100 represents the national average. This area is below the national average. Median home value: $134,600.

    What schools serve zip code 13126?

    Zip code 13126 in Oswego, New York is served by the local school district of Oswego County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology