Zip Code 13045
Cortland, New York — Cortland County
📍 ZIP code 13045 is in Cortland, Cortland County, New York.
ZIP code 13045 is located in Cortland, Cortland County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 28,388. The area code for ZIP code 13045 is 315.
Quick Answer
Zip code 13045 is in Cortland, New York (Cortland County). It has a population of 28,388, median household income of $67,028, and median home value of $162,700.
Population
28,388
Income
$67,028
Home Value
$162,700
Climate
79°F / 12°F
About Zip Code 13045
Zip code 13045 is located in Cortland, New York, within Cortland County. Home to approximately 28,388 residents, this area sits at an elevation of 1525 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 315.
The median household income is $67,028 per year, which is below the national median of $70,784. Homes in this zip code have a median value of $162,700, and the cost of living index is 67 (33% below the national average of 100).
Summers average a high of 79°F while winters drop to 12°F. The area receives about 39 in of rain and 64 in of snow annually. The zip code covers 106.6 square miles of land area and 0.3 square miles of water.
Key Statistics
28,388
$67,028
$162,700
Eastern (EST/EDT)
315
1525 ft
106.6 sq mi
32.4
12,420
Advertisement
Compare With Nearby Zip Codes
| Metric | 13045 | 13053 | 13101 | 13073 | 13068 | 13803 |
|---|---|---|---|---|---|---|
| City | Cortland, NY | Dryden, NY | Mc Graw, NY | Groton, NY | Freeville, NY | Marathon, NY |
| Population | 28,388 | 4,756 | 2,221 | 6,246 | 4,464 | 3,936 |
| Median Income | $67,028 | $71,950 | $62,670 | $71,316 | $79,521 | $62,537 |
| Home Value | $162,700 | $229,200 | $123,800 | $167,900 | $207,900 | $134,300 |
| Cost of Living | 67 | 89 | 60 | 72 | 86 | 60 |
| Median Age | 32.4 | 40.5 | 38.3 | 42.8 | 45.4 | 37.4 |
Cost of Living
100 = National Average. Cortland's cost of living is 33% below the national average.
vs. State Avg
Below
Affordability
Very Affordable
Income-to-Home
2.4x
Demographics
Zip code 13045 has a population of 28,388 people with a median age of 32.4. There are 12,420 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Cortland (13045) population trend from 2010 to 2024
↓ -25.0%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
79°F
12°F
39 in
64 in
Cortland experiences mild summers with average highs around 79°F. Winters are cold with lows averaging 12°F. With 64 in of annual snowfall, residents should be prepared for significant winter weather.
Advertisement
Housing & Economy
Median Home Value
$162,700
Median Household Income
$67,028
With 12,420 housing units across 106.6 square miles, 13045 has a housing density of 117 units per square mile. The home price-to-income ratio is 2.4x.
Location & Geography
Latitude
42.5738°
Longitude
-76.2021°
Land Area
106.6 sq mi
Water Area
0.3 sq mi
Nearby Zip Codes
Zip codes closest to 13045 (Cortland, NY) with distances:
Related Cities in New York
Explore zip codes in other New York cities:
ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 13045's $67,028. A way to compare Cortland to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 13045 (Cortland, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
Explore New York
Popular "Near Me" Searches
Advertisement
People Also Ask
What zip code is Cortland, New York?
Cortland, New York uses zip code 13045.
What county is zip code 13045 in?
Zip code 13045 is located in Cortland County, New York.
What is the population of zip code 13045?
The population of zip code 13045 is 28,388 with a median age of 32.4.
Is 13045 in Cortland, New York?
Yes, zip code 13045 is in Cortland, Cortland County, New York. The area code is 315.
Frequently Asked Questions
What city is zip code 13045 in?
Zip code 13045 is in Cortland, New York. It is part of Cortland County and uses the Eastern (EST/EDT) timezone.
What is zip code 13045?
Zip code 13045 is a U.S. postal code in Cortland, New York (Cortland County). It has a population of 28,388 and covers 106.6 square miles.
What is the population of zip code 13045?
The population of zip code 13045 (Cortland, NY) is 28,388 with a median age of 32.4. There are approximately 12,420 housing units in this area.
What is the median income in zip code 13045?
The median household income in zip code 13045 (Cortland, NY) is $67,028 per year. The cost of living index is 67 (100 = national average).
What is the average home price in zip code 13045?
The median home value in zip code 13045 (Cortland, NY) is $162,700. The cost of living index is 67 compared to the national average of 100.
What county is zip code 13045 in?
Zip code 13045 is located in Cortland County, New York. The primary city is Cortland.
What is the area code for zip code 13045?
Zip code 13045 in Cortland, NY uses area code 315. It is located in the Eastern (EST/EDT) timezone.
Is zip code 13045 a good place to live?
Zip code 13045 (Cortland, NY) has a cost of living index of 67 (100 = national average), a median household income of $67,028, and median home values of $162,700. The median age is 32.4. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 13045?
The cost of living index for zip code 13045 (Cortland, NY) is 67, where 100 represents the national average. This area is below the national average. Median home value: $162,700.
What schools serve zip code 13045?
Zip code 13045 in Cortland, New York is served by the local school district of Cortland County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
People Also Searched For
Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.