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    Zip Code 12866

    Saratoga Springs, New York — Saratoga County

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    📍 ZIP code 12866 is in Saratoga Springs, Saratoga County, New York.

    ZIP code 12866 is located in Saratoga Springs, Saratoga County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 39,657. The area code for ZIP code 12866 is 518.

    Quick Answer

    Zip code 12866 is in Saratoga Springs, New York (Saratoga County). It has a population of 39,657, median household income of $98,374, and median home value of $419,200.

    Population

    39,657

    Income

    $98,374

    Home Value

    $419,200

    Climate

    84°F / 14°F

    About Zip Code 12866

    Zip code 12866 is located in Saratoga Springs, New York, within Saratoga County. Home to approximately 39,657 residents, this area sits at an elevation of 213 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 518.

    The median household income is $98,374 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $419,200, and the cost of living index is 137 (37% above the national average of 100).

    Summers average a high of 84°F while winters drop to 14°F. The area receives about 46 in of rain and 64 in of snow annually. The zip code covers 67 square miles of land area and 4.1 square miles of water.

    Key Statistics

    Population

    39,657

    Median Income

    $98,374

    Median Home Value

    $419,200

    Timezone

    Eastern (EST/EDT)

    Area Code

    518

    Elevation

    213 ft

    Land Area

    67 sq mi

    Median Age

    44.2

    Housing Units

    20,462

    Compare With Nearby Zip Codes

    Metric128661217012871128331202012831
    CitySaratoga Springs, NYStillwater, NYSchuylerville, NYGreenfield Center, NYBallston Spa, NYGansevoort, NY
    Population39,6575,2253,9975,36834,14017,834
    Median Income$98,374$100,469$83,775$97,621$101,727$100,833
    Home Value$419,200$252,500$246,900$323,000$299,600$308,700
    Cost of Living13710690118114117
    Median Age44.239.542.341.742.840.8

    Cost of Living

    Cost of Living Index137

    100 = National Average. Saratoga Springs's cost of living is 37% above the national average.

    vs. State Avg

    Above

    Affordability

    Expensive

    Income-to-Home

    4.3x

    Demographics

    Zip code 12866 has a population of 39,657 people with a median age of 44.2. There are 20,462 housing units in this area.

    Racial & Ethnic Composition

    white87%
    black2%
    hispanic4%
    asian2%
    other5%

    Source: U.S. Census Bureau American Community Survey estimates.

    Population History

    Saratoga Springs (12866) population trend from 2010 to 2024

    ↑ 300.1%
    201020122014201620182020202220249k24k51k

    Source: U.S. Census Bureau estimates and American Community Survey data.

    Climate & Weather

    Summer High

    84°F

    Winter Low

    14°F

    Annual Rainfall

    46 in

    Annual Snowfall

    64 in

    Saratoga Springs experiences warm summers with average highs around 84°F. Winters are cold with lows averaging 14°F. With 64 in of annual snowfall, residents should be prepared for significant winter weather.

    Housing & Economy

    Median Home Value

    $419,200

    Median Household Income

    $98,374

    With 20,462 housing units across 67 square miles, 12866 has a housing density of 305 units per square mile. The home price-to-income ratio is 4.3x.

    Location & Geography

    Latitude

    43.0737°

    Longitude

    -73.7402°

    Land Area

    67 sq mi

    Water Area

    4.1 sq mi

    43.0737, -73.7402Open in Google Maps →

    Nearby Zip Codes

    Zip codes closest to 12866 (Saratoga Springs, NY) with distances:

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    ZIP Codes with Similar Income Nationwide

    The five U.S. ZIP codes whose median household income is closest to 12866's $98,374. A way to compare Saratoga Springs to economically similar communities elsewhere in the country.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    ZIP Codes with Similar Demographics

    The five U.S. ZIP codes whose racial and ethnic composition most closely matches 12866 (Saratoga Springs, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.

    Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.

    Explore New York

    Popular "Near Me" Searches

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    People Also Ask

    What zip code is Saratoga Springs, New York?

    Saratoga Springs, New York uses zip code 12866.

    What county is zip code 12866 in?

    Zip code 12866 is located in Saratoga County, New York.

    What is the population of zip code 12866?

    The population of zip code 12866 is 39,657 with a median age of 44.2.

    Is 12866 in Saratoga Springs, New York?

    Yes, zip code 12866 is in Saratoga Springs, Saratoga County, New York. The area code is 518.

    Frequently Asked Questions

    What city is zip code 12866 in?

    Zip code 12866 is in Saratoga Springs, New York. It is part of Saratoga County and uses the Eastern (EST/EDT) timezone.

    What is zip code 12866?

    Zip code 12866 is a U.S. postal code in Saratoga Springs, New York (Saratoga County). It has a population of 39,657 and covers 67 square miles.

    What is the population of zip code 12866?

    The population of zip code 12866 (Saratoga Springs, NY) is 39,657 with a median age of 44.2. There are approximately 20,462 housing units in this area.

    What is the median income in zip code 12866?

    The median household income in zip code 12866 (Saratoga Springs, NY) is $98,374 per year. The cost of living index is 137 (100 = national average).

    What is the average home price in zip code 12866?

    The median home value in zip code 12866 (Saratoga Springs, NY) is $419,200. The cost of living index is 137 compared to the national average of 100.

    What county is zip code 12866 in?

    Zip code 12866 is located in Saratoga County, New York. The primary city is Saratoga Springs.

    What is the area code for zip code 12866?

    Zip code 12866 in Saratoga Springs, NY uses area code 518. It is located in the Eastern (EST/EDT) timezone.

    Is zip code 12866 a good place to live?

    Zip code 12866 (Saratoga Springs, NY) has a cost of living index of 137 (100 = national average), a median household income of $98,374, and median home values of $419,200. The median age is 44.2. Visit the full page for demographics, climate, and nearby zip code comparisons.

    What is the cost of living in zip code 12866?

    The cost of living index for zip code 12866 (Saratoga Springs, NY) is 137, where 100 represents the national average. This area is above the national average. Median home value: $419,200.

    What schools serve zip code 12866?

    Zip code 12866 in Saratoga Springs, New York is served by the local school district of Saratoga County. For specific school information, check your state's department of education or GreatSchools.org.

    All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.

    People Also Searched For

    Data Sources

    Population, income, housing, age, and demographics
    U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
    ZIP to city and county mapping
    USPS and HUD-USPS ZIP-County Crosswalk.
    Time zones and area codes
    IANA tz database and NANPA.
    Elevation
    U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
    Last refreshed
    2026-05-18.

    Methodology