Zip Code 10512
Carmel, New York — Putnam County
📍 ZIP code 10512 is in Carmel, Putnam County, New York.
ZIP code 10512 is located in Carmel, Putnam County, New York. It is a zip code in the Eastern (EST/EDT) Time Zone with an estimated population of 24,238. The area code for ZIP code 10512 is 914.
Quick Answer
Zip code 10512 is in Carmel, New York (Putnam County). It has a population of 24,238, median household income of $124,519, and median home value of $401,800.
Population
24,238
Income
$124,519
Home Value
$401,800
Climate
78°F / 16°F
About Zip Code 10512
Zip code 10512 is located in Carmel, New York, within Putnam County. Home to approximately 24,238 residents, this area sits at an elevation of 1080 ft and falls within the Eastern (EST/EDT) timezone. The local area code is 914.
The median household income is $124,519 per year, which is above the national median of $70,784. Homes in this zip code have a median value of $401,800, and the cost of living index is 143 (43% above the national average of 100).
Summers average a high of 78°F while winters drop to 16°F. The area receives about 50 in of rain and 23 in of snow annually. The zip code covers 54.6 square miles of land area and 5.7 square miles of water.
Key Statistics
24,238
$124,519
$401,800
Eastern (EST/EDT)
914
1080 ft
54.6 sq mi
44.2
9,874
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Compare With Nearby Zip Codes
| Metric | 10512 | 10541 | 12582 | 12531 | 10579 | 10509 |
|---|---|---|---|---|---|---|
| City | Carmel, NY | Mahopac, NY | Lagrangeville, NY | Holmes, NY | Putnam Valley, NY | Brewster, NY |
| Population | 24,238 | 26,137 | 6,157 | 2,316 | 8,825 | 20,055 |
| Median Income | $124,519 | $133,929 | $131,867 | $126,319 | $135,893 | $120,987 |
| Home Value | $401,800 | $472,600 | $444,600 | $434,500 | $515,000 | $430,200 |
| Cost of Living | 143 | 166 | 160 | 157 | 167 | 150 |
| Median Age | 44.2 | 42.8 | 45.1 | 50.5 | 47.6 | 43.4 |
Cost of Living
100 = National Average. Carmel's cost of living is 43% above the national average.
vs. State Avg
Above
Affordability
Expensive
Income-to-Home
3.2x
Demographics
Zip code 10512 has a population of 24,238 people with a median age of 44.2. There are 9,874 housing units in this area.
Racial & Ethnic Composition
Source: U.S. Census Bureau American Community Survey estimates.
Population History
Carmel (10512) population trend from 2010 to 2024
↓ -1.6%Source: U.S. Census Bureau estimates and American Community Survey data.
Climate & Weather
78°F
16°F
50 in
23 in
Carmel experiences mild summers with average highs around 78°F. Winters are cold with lows averaging 16°F. The area receives about 23 in of snow per year.
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Housing & Economy
Median Home Value
$401,800
Median Household Income
$124,519
With 9,874 housing units across 54.6 square miles, 10512 has a housing density of 181 units per square mile. The home price-to-income ratio is 3.2x.
Location & Geography
Latitude
41.4576°
Longitude
-73.7246°
Land Area
54.6 sq mi
Water Area
5.7 sq mi
Nearby Zip Codes
Zip codes closest to 10512 (Carmel, NY) with distances:
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ZIP Codes with Similar Income Nationwide
The five U.S. ZIP codes whose median household income is closest to 10512's $124,519. A way to compare Carmel to economically similar communities elsewhere in the country.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
ZIP Codes with Similar Demographics
The five U.S. ZIP codes whose racial and ethnic composition most closely matches 10512 (Carmel, NY). Similarity is measured by cosine distance on the five-category ACS demographic vector.
Computed from U.S. Census Bureau ACS 5-Year Estimates by the Zip Code Near Me Data Team.
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People Also Ask
What zip code is Carmel, New York?
Carmel, New York uses zip code 10512.
What county is zip code 10512 in?
Zip code 10512 is located in Putnam County, New York.
What is the population of zip code 10512?
The population of zip code 10512 is 24,238 with a median age of 44.2.
Is 10512 in Carmel, New York?
Yes, zip code 10512 is in Carmel, Putnam County, New York. The area code is 914.
Frequently Asked Questions
What city is zip code 10512 in?
Zip code 10512 is in Carmel, New York. It is part of Putnam County and uses the Eastern (EST/EDT) timezone.
What is zip code 10512?
Zip code 10512 is a U.S. postal code in Carmel, New York (Putnam County). It has a population of 24,238 and covers 54.6 square miles.
What is the population of zip code 10512?
The population of zip code 10512 (Carmel, NY) is 24,238 with a median age of 44.2. There are approximately 9,874 housing units in this area.
What is the median income in zip code 10512?
The median household income in zip code 10512 (Carmel, NY) is $124,519 per year. The cost of living index is 143 (100 = national average).
What is the average home price in zip code 10512?
The median home value in zip code 10512 (Carmel, NY) is $401,800. The cost of living index is 143 compared to the national average of 100.
What county is zip code 10512 in?
Zip code 10512 is located in Putnam County, New York. The primary city is Carmel.
What is the area code for zip code 10512?
Zip code 10512 in Carmel, NY uses area code 914. It is located in the Eastern (EST/EDT) timezone.
Is zip code 10512 a good place to live?
Zip code 10512 (Carmel, NY) has a cost of living index of 143 (100 = national average), a median household income of $124,519, and median home values of $401,800. The median age is 44.2. Visit the full page for demographics, climate, and nearby zip code comparisons.
What is the cost of living in zip code 10512?
The cost of living index for zip code 10512 (Carmel, NY) is 143, where 100 represents the national average. This area is above the national average. Median home value: $401,800.
What schools serve zip code 10512?
Zip code 10512 in Carmel, New York is served by the local school district of Putnam County. For specific school information, check your state's department of education or GreatSchools.org.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. Census Bureau ZIP Code Tabulation Areas (ZCTAs) may differ slightly from USPS ZIP code boundaries.
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Data Sources
- Population, income, housing, age, and demographics
- U.S. Census Bureau, American Community Survey 5-Year Estimates, 2019-2023 vintage.
- ZIP to city and county mapping
- USPS and HUD-USPS ZIP-County Crosswalk.
- Time zones and area codes
- IANA tz database and NANPA.
- Elevation
- U.S. Geological Survey National Elevation Dataset (NED), via the USGS Elevation Point Query Service. Mapped to each ZCTA centroid coordinates. Last refreshed 2026-05-19.
- Last refreshed
- 2026-05-18.